Brussels · Belgium

Manoj
Rathi

CQF — Distinction FRM · GARP FCS DipIFRS · ACCA
"13+ years. Two continents. One specialization: market risk, and making Basel IV and FRTB work for banks."

Market Risk practitioner at ING Group Brussels. RegTech product leader. Founder of The Risk Vantage: AI-powered regulatory intelligence platform. GARP Ambassador Belgium. Risk.net panelist alongside CIBC, Bank of America and Nykredit.

Senior CJE · ING Group · Brussels Region, Belgium
13+
Years of
Experience
5
Global
Jurisdictions
44+
Published
Articles
1.1K
Newsletter
Subscribers
36+
Licenses &
Certifications
About

From the heart of India to the capital of Europe

Open For
Speaking Engagements
Column Contributions
Advisory Roles
Senior Market Risk Roles
The Person
"I am a Market Risk practitioner who has lived FRTB from every angle."

My 14-year journey began in 2011 in the consumer durables and FMCG space before finding my calling in financial services in 2013 at Canara Bank, working in credit risk and analytics. From there I moved to Union Bank of India, where I led some of the most complex market risk projects: FRTB implementation, IBOR transition, SA-CCR, CVA initiatives, and market risk system upgrades.

This strong foundation fuelled a move to Oracle as Principal Product Manager, where I pioneered Basel IV-compliant regulatory risk solutions for the OFSAA product suite across multiple jurisdictions globally. Then came Belgium, and ING Group Brussels, where I now lead valuation risk, regulatory capital computation, and the Sophis V6 to V21 migration across Equities and Commodity Desks.

Bridging the worlds of quantitative finance and risk management, I combine the analytical rigour of a CQF designation, the strategic insight of an FRM certification, and studies across business, law, and finance. Beyond the desk, I founded The Risk Vantage: an AI-powered regulatory intelligence platform monitoring 12 regulators across 8 jurisdictions, built for risk professionals who want to stay ahead, not just keep up.

FRTB-SABasel IVSIMMVaRExpected ShortfallGreeksP&L ExplainerModel ValidationRegTechRegulatory CapitalPython · MLProduct ManagementClimate Risk

What I
Work On

Core Domains
01 / Market Risk
FRTB-SA · Basel IV · SIMM
Full regulatory capital stack: FRTB Standardised Approach, Basel IV, SIMM, SA-CCR and FRTB-CVA implementation across multiple jurisdictions at ING Group Brussels.
02 / Valuation Analytics
VaR · Greeks · P&L Explainer
Market risk impact analysis: VaR, Expected Shortfall, sensitivities, stress testing, scenario simulations, Daily Event Risk, and P&L Explainer on live trading portfolios.
03 / RegTech Product
FRTB Solutions · BRD · Delivery
Led Oracle's FRTB-SA regulatory capital product across 5 global jurisdictions end-to-end. BRD development, cross-functional delivery, and risk analytics platform ownership.
04 / Quantitative Finance
CQF Distinction · ML · Python
CQF with Distinction, 83%, Jan 2024 cohort. Machine learning, fixed income, equities, quantitative risk. LSTM deep learning model for short-term asset price prediction.
05 / Model Validation
Frameworks · Testing · Quant Methods
Model development and validation across market risk frameworks. Numerical methods, option pricing theory, and model testing with real-world market risk use-case focus.
06 / Climate Finance
Carbon Markets · IFC Advanced Cert
Advanced certified in Climate Risk and Sustainable Finance (IFC, Dec 2024). Research and long-form writing on carbon markets where climate science meets quantitative finance.
Career Journey

Two continents,
one specialization

Credentials

Licenses and
Certifications

Thought
Leadership

Community and Impact
01
Risk.net · Panelist
Industry Expert Panel
Invited panelist on Risk.net's exclusive FRTB roundtable alongside CIBC, Bank of America, and Nykredit. Contributing author via Infopro Digital on FRTB capital operational readiness.
02
GARP · Belgium
Ambassador and Advisory
GARP FRM Ambassador for Belgium. Volunteer, Global Membership Advisory Committee (input to Board of Trustees). Member, Market Risk Working Group. Content Reviewer, 3+ years.
03
The Risk Vantage
Founder · Publisher
AI-powered intelligence platform: 1,100+ global subscribers, 25 newsletter editions, 44 long-form articles. Monthly insights on FRTB, Basel IV, quant finance, and AI tools for risk professionals.
Founded 2024

The Risk
Vantage

AI-powered regulatory intelligence, applied AI tools, and career development for risk, quant, and compliance professionals. Built by a practitioner, structured to compound.

📡
Regulatory Intelligence Terminal
12 regulators · 8 jurisdictions · monitored daily · from €19.99/qtr
🧠
RAG Builder Kit
Production-grade RAG system for financial documents · €49.99 one-time
🧭
Career Compass
Structured career readiness evaluation across 7 dimensions · Free
⚙️
Quant Intelligence Lab
AI in finance programme for practitioners · Coming Soon
Visit The Risk Vantage ↗
Coverage
12
Regulators
Daily
8
Jurisdictions
Covered
1.1K
Newsletter
Subscribers
25
Newsletter
Editions
Regulators Covered
BISFSBEBAECBESMABoEFedSECRBIOSFIHKMAAPRA

Selected
Publications

All Publications ↗
01
The Risk Vantage · Jun 2026
The Backtest That Lies: Why Risk Managers and Quants Miss Each Other's Blind Spots
02
The Risk Vantage · May 2026
The P&L Explain Problem Nobody Fixes
03
The Risk Vantage · Apr 2026
SR 26-2: The Model Risk Revolution You Can't Afford to Misread
04
The Risk Vantage · Sep 2025
Carbon Markets: Where Climate Science Meets Quantitative Finance
05
The Risk Vantage · Jun 2025
The Initial Margin Playbook: SIMM, Schedule, and Beyond
06
Risk.Net · Mar 2023
Investing in Operational Readiness to Optimise FRTB Capital

What People
Say

LinkedIn Recommendations

"Through the Risk Vantage newsletter, Manoj researches and covers some of the most fascinating topics from the world of risk management and quantitative finance."

Karan Jhaveri, CQF
Head of Engineering @ CrossVal | Ex-Fibe, Deloitte

"His strong grounding in risk management brought great depth to our regulatory work. Together, we tackled complex market risk frameworks, and Manoj consistently delivered."

Dattatraya Bhat
Software Development Senior Manager at Oracle

"Through our collaboration, Manoj has consistently demonstrated his exceptional knowledge in Market Risk, ensuring our Sophis IT team is well equipped. I really appreciate his expertise, professionalism and above all the human he is."

Valérie Benichou
Business Analyst at ING GROUP
Connect

Let's navigate
risk together

Whether you're a risk professional, fellow practitioner, or building the next generation of risk tools: I'd love to connect, collaborate, and exchange ideas.

Monthly Newsletter

The Risk Vantage

Monthly regulatory intelligence on Market Risk, Quantitative Finance and Career Navigation, written for practitioners who act on what they read.

1.1K+
Subscribers
25
Editions
44+
Articles