"13+ years. Two continents. One specialization: market risk, and making Basel IV and FRTB work for banks."
Market Risk practitioner at ING Group Brussels. RegTech product leader. Founder of The Risk Vantage: AI-powered regulatory intelligence platform. GARP Ambassador Belgium. Risk.net panelist alongside CIBC, Bank of America and Nykredit.
"I am a Market Risk practitioner who has lived FRTB from every angle."
My 14-year journey began in 2011 in the consumer durables and FMCG space before finding my calling in financial services in 2013 at Canara Bank, working in credit risk and analytics. From there I moved to Union Bank of India, where I led some of the most complex market risk projects: FRTB implementation, IBOR transition, SA-CCR, CVA initiatives, and market risk system upgrades.
This strong foundation fuelled a move to Oracle as Principal Product Manager, where I pioneered Basel IV-compliant regulatory risk solutions for the OFSAA product suite across multiple jurisdictions globally. Then came Belgium, and ING Group Brussels, where I now lead valuation risk, regulatory capital computation, and the Sophis V6 to V21 migration across Equities and Commodity Desks.
Bridging the worlds of quantitative finance and risk management, I combine the analytical rigour of a CQF designation, the strategic insight of an FRM certification, and studies across business, law, and finance. Beyond the desk, I founded The Risk Vantage: an AI-powered regulatory intelligence platform monitoring 12 regulators across 8 jurisdictions, built for risk professionals who want to stay ahead, not just keep up.
AI-powered regulatory intelligence, applied AI tools, and career development for risk, quant, and compliance professionals. Built by a practitioner, structured to compound.
"Through the Risk Vantage newsletter, Manoj researches and covers some of the most fascinating topics from the world of risk management and quantitative finance."
"His strong grounding in risk management brought great depth to our regulatory work. Together, we tackled complex market risk frameworks, and Manoj consistently delivered."
"Through our collaboration, Manoj has consistently demonstrated his exceptional knowledge in Market Risk, ensuring our Sophis IT team is well equipped. I really appreciate his expertise, professionalism and above all the human he is."
Whether you're a risk professional, fellow practitioner, or building the next generation of risk tools: I'd love to connect, collaborate, and exchange ideas.
Monthly regulatory intelligence on Market Risk, Quantitative Finance and Career Navigation, written for practitioners who act on what they read.